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Debby Harris Agent Photo
Debby
Harris
C. (250) 920-8277
P. (250) 384-8124
Phone Debby debbyharris.ca
Pemberton Holmes - Cloverdale
150-805 Cloverdale Ave
Victoria
V8X 2S9

let's find your dream home

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202-1040 Southgate St Bed: 2 Bath: 2 Price: $470,000

Welcome to Cook Street Village! This well maintained complex in Fairfield is close to Beacon Hill Park and the many amenities in Cook Street Village are just down the block. This large corner suite, facing the quiet side of the building has a spacious living room leading to a good sized balcony. Featuring a separate dining room, roomy master bedroom with 2 pc ensuite and a wall of closets this suite also ha...

303-1083 Tillicum Rd Bed: 2 Bath: 2 Price: $709,000 Sold

Overlooking the Gorge Tidal Waterway, this spacious suite is filled with natural light. With recent upgrades throughout the suite, you are ready to start enjoying the amenities right away! The suite has separated bedrooms, a chef's kitchen, nicely finished bathrooms and is sparkling clean. This gated complex is located just steps to the Gorge Walkway, and new Pavillion, Golf Club & walking distance to ever...

Consulting a REALTOR®

REALTORS® are members of The Canadian Real Estate Association who subscribe to a Code of Ethics and Standards of Business Practice. Members of the Victoria Real Estate Board are members of both the British Columbia and Canadian Real Estate Associations.

The following is a list of services you can expect to receive from a REALTOR® when you buy a home:
  • A REALTOR® will fully explain the details of your working relationship (called "agency") so that you are clear as to when a REALTOR® is working for you or for the seller.
  • A REALTOR® has access to hundreds of current listings of homes for sale because of a co- operative system called the Multiple Listing Service® (MLS®).
  • A REALTOR® can provide you with a customized list of homes that best meet your needs -- size, style, features, location, proximity to schools, shopping, etc. - and then make arrangements for you to view those homes that appeal to you the most.
  • A REALTOR® will help you determine how big a home you can afford.
  • REALTORs® are familiar with the local lending market and can offer helpful advice.
  • A REALTOR® has no emotional ties to any type or style of home and can be objective in pointing out the merits of one home over another.
  • A REALTOR® will have information on zoning changes, taxes, utility costs and school and recreation services that could affect your decision to buy a home in a specific area.
  • A REALTOR® will assist you in negotiating the terms of your purchase, which can be a nerve- wracking process for someone who is not experienced in negotiating.
  • A REALTOR® will advise you of the legal process required in obtaining title and taking possession of your property; the costs associated with buying a home such as insurance, mortgage registration and legal fees will be explained in detail.

Source: Victoria Real Estate Board 2015

Selling Your Home - Why it Pays to Use a REALTOR®

Before selling your home, you will need a clear understanding of the legal issues and potential pitfalls. One wrong action could result in a lot of cost and frustration, which is why it is essential to have a REALTOR® working with you, as he or she will make the sale of your home a successful and satisfying experience.

Greater exposure

REALTORS® use the Multiple Listing Service® (MLS®) to give your home maximum exposure. MLS® is a computer-based system that relays valuable information about your home to hundreds of REALTORS® and potential homebuyers.

Setting a price

Setting a price for your home is an important but difficult process. Again, this is where the services of a REALTOR® prove invaluable. REALTORS® have the experience to help you understand how the market works and decide upon a realistic price that meets your goals. REALTORS® also pre-screen potential buyers to make sure only those who are serious and financially qualified view your home.

REALTORS® will also develop a marketing plan to help your property receive maximum exposure. This will likely include placing your home on the MLS® system and placing a "For Sale" sign on the front lawn. The plan will likely also include arranging open houses for other REALTORS® and potential buyers, and developing advertisements and feature sheets/mailers to market your home.

Once you have accepted an offer to buy your home, your REALTOR® will help ensure that all the proper paperwork is completed. He or she will also make sure that both parties meet the necessary conditions outlined in the agreement.

Why working with a REALTOR® makes sense

When you work with a REALTOR® you will likely get a better price for your home than if you try to sell it yourself. Apart from the financial benefits, however, there is an extra measure of comfort and security that comes from having a REALTOR® on your side. Remember that REALTORS® are governed by a code of ethics and standards of business practice. They have also been trained and licensed under the provincial Real Estate Services Act to assist in transactions involving real property. When it comes to buying or selling property, using a REALTOR® just makes sense.


Source: Victoria Real Estate Board 2015

To assist you with your real estate needs, I draw on a wealth of experience from different sectors.  I have been a local government professional for over twenty-five years here in Victoria.  

I have always had a keen interest in real estate and owned homes in Saanich and Esquimalt. I am  well versed in the home building process, as my husband is a builder and renovation specialist and I have been a valuable designer in his projects.  

I am passionate about making your real estate dreams become reality.  I am dedicated to ensuring that you experience the best service I am able to offer.  I look forward to helping your family find the home that is perfect for you.  

Call me anytime at 250-920-8277 ~ let's chat!

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The User acknowledges and agrees that real estate information provided through the PCS system is general in nature and does not constitute the provision of trading services to a consumer as defined in the Real Estate Services Act.

"trading services" means any of the following services provided to or on behalf of a party to a trade in real estate:

  1. advising on the appropriate price for the real estate
  2. making representations about the real estate
  3. finding the real estate for a party to acquire
  4. finding a party to acquire the real estate
  5. showing the real estate
  6. negotiating the price of the real estate or the terms of the trade in real estate
  7. presenting offers to dispose of or acquire the real estate
  8. receiving deposit money paid in respect of the real estate

but does not include an activity excluded by regulation.

By accessing the information a User does not establish or consent to an agency or any other relationship with the REALTOR® who is providing the User with access to this service.

Before providing trading services to or on behalf of a party to a trade in real estate, a REALTOR® must disclose to the party whether or not the REALTOR® will represent the party as a client. The User further acknowledges that should they wish to receive information other than that of "general" information or to engage the REALTOR® for any of the above referenced Trading Services activities, they may contact the REALTOR® who will, as required by the Real Estate Rules, present to the consumer the Disclosure of Representation in Trading Services form, and explain the special legal duties real estate professionals owe to their clients and help you choose whether you want to be a client of the REALTOR® or an Unrepresented Party, with no real estate professional representing you.

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